Attention homeowners: Real estate appraisal services for in Thousand Oaks and Ventura County

See the top 7 reasons why California homeowners hire Chuck Roberts & Associates:

  1. To get a pre-listing appraisal (whether they're selling the home on their own or using a real estate agent)
  2. Challenge a property tax assessment
  3. To reduce a mortgage payments by removing PMI
  4. Reinstate their Home Equity Line of Credit (HELOC)
  5. Review another appraiser's report for verification
  6. If real estate property needs to be divided because of a divorce
  7. Determine the true market value of real estate in question to settle an estate in Ventura county or California

Need help deciding the price of your home in or near Thousand Oaks, California?
Contact Chuck Roberts & Associates.

We at Chuck Roberts & Associates understand the special needs of a customer in need of appraisal services. While our usual clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For-Sale-By-Owner (FSBO) / Pre-Listing Services

It's very hard to be objective about your own home because of your emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your home will attract many interested buyers, a professional appraisal is a very valuable negotiating tool once you have a potential buyer. It gives you something tangible to show the buyer. It's an independent third party's opinion of your house's value, and not just you saying how much you think your house is worth. Potential buyers know that you have an emotional attachment to your house and will be much more likely to give credibility to a professional appraiser's value opinion than yours.

Appraisals to remove PMI

A preferred money saver for homeowners is to get the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan amount is below 80% of the value of your home. In most cases you can apply to the lender to have the PMI canceled from your loan. Chuck Roberts & Associates is seasoned in helping folks just like you rid themselves of undesirable PMI insurance.

Challenge a property tax assessment

If you live in a region that is declining or is not appreciating as much as other properties nearby, your local tax assessor may have your home overvalued. This only means you're paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the sooner you take care of a matter like this, the better. A professional appraisal from Chuck Roberts & Associates is your perfect weapon when contesting your property tax assessment.

Was your HELOC recently frozen?

Even if your specific property has not declined in value, your lender may decide to automatically freeze your home equity line of credit (HELOC) if your house is near a declining area. This can this be troublesome from a cash flow standpoint, and bad for your credit score since it may appear as though that credit line is maxed out. Chuck Roberts & Associates can help you reinstate your home equity line of credit with a professional appraisal.

Need Field and Desktop Appraisal Review Services?

Have you just gotten a copy of your appraisal and you'd like to have a seasoned appraiser double-check it for precision or do you want a second opinion without the added cost and delay of waiting for a whole new appraisal? Chuck Roberts & Associates offers field reviews where we go out and check the subject and comps. If you're in a hurry, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? Chuck Roberts & Associates can We can assist you. While typically requested by banks, you may desire to exercise this service if you suspect mortgage fraud related to your property.